SEC Form 4 · accession 0001193125-26-297504

CREDIT ACCEPTANCE CORP · CACC

Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗

Reporting owner

Jill Foss Watson

10% Owner

Period of report

Jul 2, 2026

Accepted (ET)

Jul 7, 2026 · 4:20 pm EDT

Rule 10b5-1 plan

box not checked

Issuer CIK

0000885550

Table I — non-derivative securities

Security	Date	Code	Shares	Price	A/D	Owned after	D/I	Nature of ownership
Common Stock^F1,F2	Jul 2, 2026	S	184	$646.77	D	91,923	I	See footnote 2
Common Stock^F3,F2	Jul 2, 2026	S	53	$648.68	D	91,870	I	See footnote 2
Common Stock^F4,F2	Jul 2, 2026	S	413	$649.76	D	91,457	I	See footnote 2
Common Stock^F5,F2	Jul 2, 2026	S	447	$650.92	D	91,010	I	See footnote 2
Common Stock^F6,F2	Jul 2, 2026	S	1,037	$651.80	D	89,973	I	See footnote 2
Common Stock^F7,F2	Jul 2, 2026	S	689	$653.08	D	89,284	I	See footnote 2
Common Stock^F8,F2	Jul 2, 2026	S	819	$653.79	D	88,465	I	See footnote 2
Common Stock^F9,F2	Jul 2, 2026	S	869	$654.76	D	87,596	I	See footnote 2
Common Stock^F10,F2	Jul 2, 2026	S	175	$657.11	D	87,421	I	See footnote 2
Common Stock^F11,F2	Jul 2, 2026	S	156	$659.02	D	87,265	I	See footnote 2
Common Stock^F12,F2	Jul 2, 2026	S	181	$661.67	D	87,084	I	See footnote 2
Common Stock^F13,F2	Jul 2, 2026	S	503	$663.28	D	86,581	I	See footnote 2
Common Stock^F14,F2	Jul 2, 2026	S	813	$664.11	D	85,768	I	See footnote 2
Common Stock^F15,F2	Jul 2, 2026	S	81	$665.28	D	85,687	I	See footnote 2
Common Stock^F2	Jul 2, 2026	S	80	$666.22	D	85,607	I	See footnote 2
Common Stock^F16,F17	Jul 2, 2026	S	1,130	$648.32	D	52,716	I	See footnote 17
Common Stock^F18,F17	Jul 2, 2026	S	1,503	$649.38	D	51,213	I	See footnote 17
Common Stock^F19,F17	Jul 2, 2026	S	1,203	$650.66	D	50,010	I	See footnote 17
Common Stock^F20,F17	Jul 2, 2026	S	562	$651.94	D	49,448	I	See footnote 17
Common Stock^F21,F17	Jul 2, 2026	S	102	$652.70	D	49,346	I	See footnote 17

Table II — derivative securities

No Table II lines on this filing.

Explanation of responses

F1The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $646.76 to $647.02, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F10The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $657.03 to $657.64, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F11The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $658.96 to $659.04, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F12The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $661.58 to $662.52, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F13The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $662.71 to $663.67, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F14The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $663.94 to $664.86, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F15The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $665.21 to $665.35, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F16The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $647.75 to $648.67, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F17These shares are owned of record by Todd Watson, spouse of Jill Foss Watson, as trustee of the Jill Foss Watson Irrevocable Trust.
F18The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $648.78 to $649.68, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F19The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $650.20 to $651.06, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F2These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.
F20The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $651.39 to $652.34, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F21The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $652.46 to $652.82, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F3The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $648.31 to $649.22, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F4The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $649.33 to $650.27, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F5The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $650.34 to $651.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F6The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $651.35 to $652.32, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F7The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $652.38 to $653.29, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F8The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $653.39 to $654.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F9The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $654.48 to $655.30, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.