SEC Form 4 · accession 0000885550-26-000153
CREDIT ACCEPTANCE CORP · CACC
Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗
Reporting owner
Nicholas J Elliott
Officer — Chief Transformation Officer
Period of report
Jun 15, 2026
Accepted (ET)
Jun 17, 2026 · 4:05 pm EDT
Rule 10b5-1 plan
yes — trade under a plan
Issuer CIK
0000885550
Table I — non-derivative securities
| Security | Date | Code | Shares | Price | A/D | Owned after | D/I | Nature of ownership |
|---|---|---|---|---|---|---|---|---|
| Common Stock | Jun 15, 2026 | M | 16 | $333.94 | A | 20,913 | D | |
| Common Stock | Jun 15, 2026 | S | 15 | $575.00 | D | 20,898 | D | |
| Common Stock | Jun 15, 2026 | S | 1 | $576.06 | D | 20,897 | D | |
| Common Stock | Jun 16, 2026 | M | 36 | $333.94 | A | 20,933 | D | |
| Common StockF1 | Jun 16, 2026 | S | 3 | $575.18 | D | 20,930 | D | |
| Common StockF2 | Jun 16, 2026 | S | 11 | $577.24 | D | 20,919 | D | |
| Common StockF3 | Jun 16, 2026 | S | 12 | $578.21 | D | 20,907 | D | |
| Common StockF4 | Jun 16, 2026 | S | 9 | $579.02 | D | 20,898 | D | |
| Common Stock | Jun 16, 2026 | S | 1 | $581.49 | D | 20,897 | D | |
| Common Stock | Jun 17, 2026 | M | 3 | $333.94 | A | 20,900 | D | |
| Common Stock | Jun 17, 2026 | S | 1 | $581.70 | D | 20,899 | D | |
| Common Stock | Jun 17, 2026 | S | 2 | $575.93 | D | 20,897 | D | |
| Common StockF5 | holding | — | — | — | 324 | I | By 401(k) Trust |
Table II — derivative securities
| Security | Conv. / exercise price | Date | Code | Shares | A/D | Exercisable | Expires | Underlying | Underlying shares | Owned after | D/I |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Employee Stock Option (right to buy) | $333.94 | Jun 15, 2026 | M | 16 | D | Dec 30, 2024 | Dec 30, 2026 | Common Stock | 16 | 7,015 | D |
| Employee Stock Option (right to buy) | $333.94 | Jun 16, 2026 | M | 36 | D | Dec 30, 2024 | Dec 30, 2026 | Common Stock | 36 | 6,979 | D |
| Employee Stock Option (right to buy) | $333.94 | Jun 17, 2026 | M | 3 | D | Dec 30, 2024 | Dec 30, 2026 | Common Stock | 3 | 6,976 | D |
Explanation of responses
- F1The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $575.00 to $575.55, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
- F2The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $576.59 to $577.48, inclusive.
- F3The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $577.79 to $578.71, inclusive.
- F4The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $578.90 to $579.81, inclusive.
- F5Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of June 9, 2026, according to the Plan trustee.