SEC Form 4 · accession 0001193125-26-262386

· FCNCA

Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗

Reporting owner

HOLDING FRANK B JR

Officer — Chairman and CEO · Director · 10% Owner

Period of report

Jun 4, 2026

Accepted (ET)

Jun 8, 2026 · 6:58 pm EDT

Rule 10b5-1 plan

box not checked

Issuer CIK

0000798941

Table I — non-derivative securities

Security	Date	Code	Shares	Price	A/D	Owned after	D/I	Nature of ownership
Class B Common^F1,F2	Jun 4, 2026	P	3	$1,712.99	A	63,325	D
Class B Common	Jun 4, 2026	P	1	$1,721.99	A	63,326	D
Class B Common	Jun 4, 2026	P	1	$1,727.99	A	63,327	D
Class B Common^F3	Jun 4, 2026	P	31	$1,730.29	A	63,358	D
Class B Common	Jun 4, 2026	P	35	$1,731.99	A	63,393	D
Class B Common	Jun 4, 2026	P	15	$1,733.00	A	63,408	D
Class B Common	Jun 4, 2026	P	26	$1,734.00	A	63,434	D
Class B Common	Jun 4, 2026	P	12	$1,744.00	A	63,446	D
Class B Common	Jun 4, 2026	P	15	$1,765.00	A	63,461	D
Class B Common	Jun 4, 2026	P	15	$1,770.00	A	63,476	D
Class B Common	Jun 4, 2026	P	6	$1,775.00	A	63,482	D
Class B Common	Jun 4, 2026	P	20	$1,778.00	A	63,502	D
Class B Common^F4	Jun 4, 2026	P	45	$1,779.99	A	63,547	D
Class A Common^F5	holding	—	—		—	206,942	D
Class A Common	holding	—	—		—	11,140	I	As beneficiary of a trust
Class A Common^F6	holding	—	—		—	3,728	I	By Spouse
Class A Common^F6	holding	—	—		—	3,416	I	As custodian for James Freeman Bailey, Jr.
Class A Common^F6	holding	—	—		—	1,591	I	As custodian for Royall Holding Bailey
Class A Common^F6	holding	—	—		—	317	I	As custodian for Jones Powell Bailey
Class A Common^F5	holding	—	—		—	95,829	I	Frank B. Holding Jr. 2025 #1 GRAT
Class A Common	holding	—	—		—	106,000	I	Frank B. Holding Jr. 2025 #2 GRAT
Class A Common^F6	holding	—	—		—	115,000	I	By Spouse as Trustee for the Ruth P. Holding 2025 GRAT
Class B Common	holding	—	—		—	2,527	I	As beneficiary of a trust
Class B Common^F7,F6	holding	—	—		—	9,160	I	By Spouse
Class B Common^F6	holding	—	—		—	4,957	I	As custodian for James Freeman Bailey, Jr.
Class B Common^F6	holding	—	—		—	4,800	I	As custodian for Royall Holding Bailey
Class B Common^F6	holding	—	—		—	5,158	I	As custodian for Jones Powell Bailey
Class B Common^F1	holding	—	—		—	0	I	Frank B. Holding Jr. 2025 #1 GRAT
Class B Common^F2	holding	—	—		—	9,780	I	Frank B. Holding Jr. 2025 #2 GRAT
Class B Common^F7,F6	holding	—	—		—	24,300	I	By Spouse as Trustee for the Ruth P. Holding 2025 GRAT

Table II — derivative securities

No Table II lines on this filing.

Explanation of responses

F1On June 5, 2026, 38,111 shares of Class B Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #1 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned.
F2On June 5, 2026, 22,370 shares of Class B Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #2 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned, and the remaining 9,780 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
F3The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,729.99 to $1,730.91, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnotes (3) through (4) to this Form 4.
F4The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1,779.97 to $1,780.00, inclusive.
F5On June 5, 2026, 4,825 shares of Class A Common Stock were distributed from the Frank B. Holding, Jr. 2025 GRAT #1 (the "GRAT") to the reporting person and continue to be reported in this Form 4 as directly owned, and the remaining 95,829 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.
F6The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.
F7On June 5, 2026, 8,000 shares of Class B Common Stock were distributed from the Ruth P. Holding 2025 GRAT (the "GRAT") to the reporting person's spouse and continue to be reported in this Form 4 as indirectly owned, and the remaining 24,300 shares held by the GRAT continue to be reported in the Form 4 as indirectly owned.