SEC Form 4 · accession 0001792263-26-000004
INDEPENDENT BANK CORP /MI/ · IBCP
Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗
Reporting owner
Ronia F Kruse
Director
Period of report
May 14, 2026
Accepted (ET)
Jul 2, 2026 · 10:34 am EDT
Rule 10b5-1 plan
box not checked
Issuer CIK
0000039311
Table I — non-derivative securities
No Table I lines on this filing.
Table II — derivative securities
| Security | Conv. / exercise price | Date | Code | Shares | A/D | Exercisable | Expires | Underlying | Underlying shares | Owned after | D/I |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Phantom Stock UnitsF1 | — | May 14, 2026 | A | 200 | A | — | — | Common Stock | 200 | 24,276 | D |
| Phantom Stock UnitsF2 | — | Jul 1, 2026 | A | 127 | A | — | — | Common Stock | 127 | 24,403 | D |
Explanation of responses
- F1The Phantom Stock Units were accrued for under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and are to be settled in the Issuer's Common Stock upon the reporting person's retirement as a director.
- F2The Phantom Stock Units were accrued for under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and are to be settled in the Issuer's Common Stock upon the reporting person's retirement as a director. The number of the units credited to a participant's account is determined by dividing the accrual amount by 90% of the fair market value of the Issuer's Common Stock on the effective date of the deferral.