SEC Form 4 · accession 0001729859-26-000052
Columbia Financial, Inc./MD/ · CLBK
Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗
Reporting owner
John Klimowich
Officer — SEVP & Chief Risk Officer
Period of report
Sep 18, 2026
Accepted (ET)
Sep 22, 2026 · 7:31 am EDT
Rule 10b5-1 plan
box not checked
Issuer CIK
0002115119
Table I — non-derivative securities
| Security | Date | Code | Shares | Price | A/D | Owned after | D/I | Nature of ownership |
|---|---|---|---|---|---|---|---|---|
| Common StockF1 | Sep 18, 2026 | A | 59 | $11.58 | A | 20,728 | I | By Stock-Based Deferral Plan |
| Common Stock | holding | — | — | — | 145,056 | D | ||
| Common Stock | holding | — | — | — | 67,975 | I | By 401(k) | |
| Common Stock | holding | — | — | — | 9,309 | I | By SIM | |
| Common Stock | holding | — | — | — | 19,198 | I | By ESOP | |
| Common Stock | holding | — | — | — | 16,852 | I | By SERP | |
| Common StockF2 | holding | — | — | — | 24,135 | I | By Stock Award III | |
| Common StockF3 | holding | — | — | — | 25,790 | I | By Stock Award IV | |
| Common StockF4 | holding | — | — | — | 26,193 | I | By Stock Award V |
Table II — derivative securities
| Security | Conv. / exercise price | Date | Code | Shares | A/D | Exercisable | Expires | Underlying | Underlying shares | Owned after | D/I |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock Options (right to buy)F5 | $7.10 | holding | — | — | — | Jul 23, 2020 | Jul 23, 2029 | Common Stock | 414,117 | 414,117 | D |
| Stock Options (right to buy)F5 | $7.25 | holding | — | — | — | May 1, 2024 | May 1, 2033 | Common Stock | 26,466 | 26,466 | D |
| Stock Options (right to buy)F6 | $7.50 | holding | — | — | — | Mar 6, 2025 | Mar 6, 2034 | Common Stock | 19,470 | 19,470 | D |
| Stock Options (right to buy)F7 | $7.38 | holding | — | — | — | Mar 3, 2026 | Mar 3, 2035 | Common Stock | 44,682 | 44,682 | D |
| Stock Options (right to buy)F8 | $8.31 | holding | — | — | — | Mar 2, 2027 | Mar 2, 2036 | Common Stock | 44,499 | 44,499 | D |
Explanation of responses
- F1Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
- F2Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
- F3Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028.
- F4Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 2, 2029.
- F5Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
- F6Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
- F7Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.
- F8Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 2, 2027.