SEC Form 4 · accession 0001628280-26-062259
Neptune Insurance Holdings Inc. · NP
Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗
Reporting owner
James Steiner
Officer — Chief Financial Officer · Director
Period of report
Sep 14, 2026
Accepted (ET)
Sep 16, 2026 · 4:22 pm EDT
Rule 10b5-1 plan
box not checked
Issuer CIK
0002067129
Table I — non-derivative securities
| Security | Date | Code | Shares | Price | A/D | Owned after | D/I | Nature of ownership |
|---|---|---|---|---|---|---|---|---|
| Class A Common StockF2,F3 | Sep 14, 2026 | J | 3,349,050 | — | D | 535,665 | D | |
| Class A Common StockF2 | Sep 14, 2026 | J | 3,349,050 | — | A | 3,749,050 | I | By Self as Trustee of the Living Trust of James Edward Steiner dated July 7, 2016 |
Table II — derivative securities
No Table II lines on this filing.
Explanation of responses
- F1The reported transaction represents a transfer of shares, for no consideration, from the Reporting Person's individual name into a revocable trust of which the Reporting Person is the sole grantor, the sole trustee and the sole current beneficiary. The transfer effected only a change in the form of the Reporting Person's beneficial ownership and did not change his pecuniary interest in the shares. The Reporting Person's total beneficial ownership of Class A Common Stock was unchanged at 4,284,715 shares immediately before and immediately after the transfer.
- F2The shares were transferred for no consideration. Accordingly, no price per share is reported.
- F3Consists of 535,665 shares of Class A Common Stock underlying an award of time-based restricted stock units, as amended, which remain held directly by the Reporting Person. The restricted stock units vest as to 178,555 shares on September 30, 2026 and as to the remaining 357,110 shares in eight quarterly installments of 44,638 or 44,639 shares each on the last day of each calendar quarter thereafter through September 30, 2028, in each case subject to the continuous service of the Reporting Person through the applicable vesting date.