SEC Form 4 · accession 0001186015-26-000006

loanDepot, Inc. · LDI

Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗

Reporting owner

Dawn G Lepore

Director

Period of report

Sep 8, 2026

Accepted (ET)

Sep 8, 2026 · 4:24 pm EDT

Rule 10b5-1 plan

box not checked

Issuer CIK

0001831631

Table I — non-derivative securities

Security	Date	Code	Shares	Price	A/D	Owned after	D/I	Nature of ownership
Class B Common Stock^F1,F2,F4	Sep 8, 2026	J	147,130	$0.00	D	0	I	Trilogy Management Investors Six, LLC
Class A Common Stock^F2,F5	Sep 8, 2026	C	147,130	$0.00	A	486,020	D

Table II — derivative securities

Security	Conv. / exercise price	Date	Code	Shares	A/D	Exercisable	Expires	Underlying	Underlying shares	Owned after	D/I
Common Units^F1,F2,F4,F6	—	Sep 8, 2026	C	147,130	D	—	—	Class A Common Stock	147,130	0	I

Explanation of responses

F1In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. On February 11, 2026, all outstanding Class C Common stock automatically converted in Class B Common Stock, par value $0.001 ("Class B Common Stock"). Shares of Class B Common Stock may be converted, together with the corresponding Common Units, for shares of the Issuer's Class A Common Stock, par value $0.001 ("Class A Common Stock") as described in footnote 5.
F2The transaction date is the date the Reporting Person elected to make the exchange described in footnotes 1 and 3, which exchange will occur effective as of October 1, 2026.
F3The Reporting Person elected to cause Trilogy Management Investors Six, LLC ("Trilogy Six") to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock. The shares of Class B Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration.
F4The Reporting Person has an indirect interest in a portion of the securities of the Class B Common Stock and the Common Units held by Trilogy Six. Following the conversion, the Reporting Person will no longer have any interest in these securities and disclaims all beneficial ownership of all remaining securities held by Trilogy Six.
F5Includes 79,449 unvested restricted stock units, which vest ratably on November 30, 2026, February 26, 2027, and May 28, 2027.
F6Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class B Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.