SEC Form 4 · accession 0002061219-26-000015

Chime Financial, Inc. · CHYM

Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗

Reporting owner

Ryan A King

Officer — Co-Founder · Director

Period of report

Sep 9, 2026

Accepted (ET)

Sep 10, 2026 · 6:25 pm EDT

Rule 10b5-1 plan

yes — trade under a plan

Issuer CIK

0001795586

Table I — non-derivative securities

Security	Date	Code	Shares	Price	A/D	Owned after	D/I	Nature of ownership
Class A Common Stock^F1	Sep 9, 2026	C	34,941	$0.00	A	42,421	I	See footnote
Class A Common Stock^F3,F1	Sep 9, 2026	S	42,421	$35.1476	D	0	I	See footnote
Class A Common Stock^F4	holding	—	—		—	116,667	D

Table II — derivative securities

Security	Conv. / exercise price	Date	Code	Shares	A/D	Exercisable	Expires	Underlying	Underlying shares	Owned after	D/I
Class B Common Stock^F1,F5	—	Sep 9, 2026	C	34,941	D	—	—	Class A Common Stock	34,941	11,810,900	I
Class B Common Stock^F5	—	holding	—	—	—	—	—	Class A Common Stock	14,408	14,408	D
Class B Common Stock^F6,F5	—	holding	—	—	—	—	—	Class A Common Stock	900,000	900,000	I
Class B Common Stock^F7,F5	—	holding	—	—	—	—	—	Class A Common Stock	900,000	900,000	I
Class B Common Stock^F8,F5	—	holding	—	—	—	—	—	Class A Common Stock	225,000	225,000	I
Class B Common Stock^F9,F5	—	holding	—	—	—	—	—	Class A Common Stock	87,700	87,700	I
Class B Common Stock^F10,F5	—	holding	—	—	—	—	—	Class A Common Stock	87,700	87,700	I
Class B Common Stock^F11,F5	—	holding	—	—	—	—	—	Class A Common Stock	87,700	87,700	I
Class B Common Stock^F12,F5	—	holding	—	—	—	—	—	Class A Common Stock	87,700	87,700	I
Class B Common Stock^F13,F5	—	holding	—	—	—	—	—	Class A Common Stock	87,700	87,700	I
Class B Common Stock^F14,F5	—	holding	—	—	—	—	—	Class A Common Stock	43,850	43,850	I

Explanation of responses

F1The shares are held by the King Family Trust, for which the Reporting Person serves as trustee.
F10The shares are held by King Gift Trust AV, for which the Reporting Person serves as attorney-in-fact.
F11The shares are held by King Gift Trust CV, for which the Reporting Person serves as attorney-in-fact.
F12The shares are held by King Gift Trust MK, for which the Reporting Person serves as attorney-in-fact.
F13The shares are held by King Gift Trust NV, for which the Reporting Person serves as attorney-in-fact.
F14The shares are held by Maureen Vergara, a member of the Reporting Person's family.
F2These shares were sold pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on August 28, 2025.
F3The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $35.00 to $35.37 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote.
F4Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F5Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.
F6The shares are held by King Irrevocable Trust A, for which the Reporting Person serves as attorney-in-fact.
F7The shares are held by King Irrevocable Trust M, for which the Reporting Person serves as attorney-in-fact.
F8The shares are held by King Grantor Trust MV, for which the Reporting Person serves as attorney-in-fact.
F9The shares are held by King Gift Trust AK, for which the Reporting Person serves as attorney-in-fact.