SEC Form 4 · accession 0001376066-26-000007

Chime Financial, Inc. · CHYM

Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗

Reporting owner

Shawn T Carolan

Director

Period of report

Sep 10, 2026

Accepted (ET)

Sep 14, 2026 · 9:55 pm EDT

Rule 10b5-1 plan

box not checked

Issuer CIK

0001795586

Table I — non-derivative securities

Security	Date	Code	Shares	Price	A/D	Owned after	D/I	Nature of ownership
Class A Common Stock^F1,F2	Sep 10, 2026	S	297,318	$33.2051	D	272,437	I	By Menlo Inflection II, L.P.
Class A Common Stock^F1,F3	Sep 10, 2026	S	3,023	$33.2051	D	2,770	I	By MM Inflection, L.P.
Class A Common Stock^F1,F4	Sep 10, 2026	S	1,965	$33.2051	D	1,800	I	By Menlo Entrepreneurs Inflection Fund, L.P.
Class A Common Stock^F5,F2	Sep 11, 2026	S	272,437	$33.0549	D	0	I	By Menlo Inflection II, L.P.
Class A Common Stock^F5,F3	Sep 11, 2026	S	2,770	$33.0549	D	0	I	By MM Inflection, L.P.
Class A Common Stock^F5,F4	Sep 11, 2026	S	1,800	$33.0549	D	0	I	By Menlo Entrepreneurs Inflection Fund, L.P.
Class A Common Stock^F6,F7	holding	—	—		—	3,432,840	I	By Menlo Ventures XIV, L.P.
Class A Common Stock^F8,F9	holding	—	—		—	51,155	I	By MMEF XIV, L.P.
Class A Common Stock^F10,F11	holding	—	—		—	44,100	I	By Menlo Entrepreneurs Fund XIV, L.P.
Class A Common Stock^F12,F13	holding	—	—		—	4,825,155	I	By Menlo Inflection I, L.P.
Class A Common Stock^F14,F15	holding	—	—		—	78,450	I	By MMSOP, L.P.
Class A Common Stock^F16,F17	holding	—	—		—	716	I	By Trust
Class A Common Stock^F18	holding	—	—		—	304,843	D

Table II — derivative securities

No Table II lines on this filing.

Explanation of responses

F1The price reported in Column 4 is a weighted average price. These securities were sold in multiple transactions at prices ranging from $33.00 to $33.86, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of securities sold at each separate price within the range set forth in this footnote.
F10The shares held by Menlo Entrepreneurs Fund XIV, L.P. ("MEF XIV") as reported herein reflect a pro rata distribution in kind, effected by MEF XIV to its general partner and limited partners and the further pro rata distribution of such shares by MEF XIV's general partner to its members, in each case, for no additional consideration subsequent to the Reporting Person's most recent Form 4 filing, which were exempt from reporting pursuant to Rule 16a-13.
F11Shares are directly held by MEF XIV. The Reporting Person is a managing member of MVM XIV, the general partner of MEF XIV. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
F12The shares held by Menlo Inflection I, L.P. ("Menlo Inflection I") as reported herein reflect a pro rata distribution in kind, effected by Menlo Inflection I to its general partner and limited partners and the further pro rata distribution of such shares by Menlo Inflection's general partner to its members, in each case, for no additional consideration subsequent to the Reporting Person's most recent Form 4 filing, which were exempt from reporting pursuant to Rule 16a-13.
F13Shares are directly held by Menlo Inflection I. The Reporting Person is a managing member of MSOP GP, L.L.C. ("MSOP GP"), the general partner of Menlo Inflection I. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
F14The shares held by MMSOP, L.P. ("MMSOP") as reported herein reflect a pro rata distribution in kind, effected by MMSOP to its general partner and limited partners and the further pro rata distribution of such shares by MMSOP's general partner to its members, in each case, for no additional consideration subsequent to the Reporting Person's most recent Form 4 filing, which were exempt from reporting pursuant to Rule 16a-13.
F15Shares are directly held by MMSOP. The Reporting Person is a managing member of MSOP GP, the general partner of MMSOP. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
F16The shares held by the Reporting Person as reported herein reflect the receipt of shares pursuant to the pro rata distribution in kind described in footnote (8), which was exempt from reporting pursuant to Rule 16a-13.
F17The shares are held by a family trust, of which the Reporting Person is a trustee. The Reporting Person disclaims beneficial ownership of such shares except to the extent of his proportionate pecuniary interest therein.
F18The shares held by the Reporting Person as reported herein reflect the receipt of shares pursuant to the pro rata distributions in kind described in footnotes (6), (8), (10), (12) and (14), which were exempt from reporting pursuant to Rule 16a-13.
F2Securities are directly held by Menlo Inflection II, L.P. ("Menlo Inflection II"). The Reporting Person is a managing member of MSOP GP II, L.L.C. ("MSOP GP II"), the general partner of Menlo Inflection II. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
F3Securities are directly held by MM Inflection, L.P. ("MM Inflection"). The Reporting Person is a managing member of MSOP GP II, the general partner of MM Inflection. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
F4Securities are directly held by Menlo Entrepreneurs Inflection Fund, L.P. ("ME Inflection"). The Reporting Person is a managing member of MSOP GP II, the general partner of ME Inflection. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
F5The price reported in Column 4 is a weighted average price. These securities were sold in multiple transactions at prices ranging from $33.00 to $33.185, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of securities sold at each separate price within the range set forth in this footnote.
F6The shares held by Menlo Ventures XIV, L.P. ("Menlo XIV") as reported herein reflect a pro rata distribution in kind, effected by Menlo XIV to its general partner and limited partners and the further pro rata distribution of such shares by Menlo XIV's general partner to its members, in each case, for no additional consideration subsequent to the Reporting Person's most recent Form 4 filing, which were exempt from reporting pursuant to Rule 16a-13.
F7Shares are directly held by Menlo XIV. The Reporting Person is a managing member of MV Management XIV, L.L.C. ("MVM XIV"), the general partner of Menlo XIV. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
F8The shares held by MMEF XIV, L.P. ("MMEF XIV") as reported herein reflect a pro rata distribution in kind, effected by MMEF XIV to its general partner and limited partners and the further pro rata distribution of such shares by MMEF XIV's general partner to its members, in each case, for no additional consideration subsequent to the Reporting Person's most recent Form 4 filing, which were exempt from reporting pursuant to Rule 16a-13.
F9Shares are directly held by MMEF XIV. The Reporting Person is a managing member of MVM XIV, the general partner of MMEF XIV. The Reporting Person disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.