SEC Form 4 · accession 0001841794-26-000075
UWM Holdings Corp · UWMC
Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗
Reporting owners
Ishbia Mat
Officer — President and CEO · Director · 10% Owner
SFS HOLDING CORP
10% Owner
Period of report
Aug 5, 2026
Accepted (ET)
Aug 7, 2026 · 6:02 pm EDT
Rule 10b5-1 plan
box not checked
Issuer CIK
0001783398
Table I — non-derivative securities
| Security | Date | Code | Shares | Price | A/D | Owned after | D/I | Nature of ownership |
|---|---|---|---|---|---|---|---|---|
| Class A Common StockF1 | holding | — | — | — | 408,131 | D |
Table II — derivative securities
| Security | Conv. / exercise price | Date | Code | Shares | A/D | Exercisable | Expires | Underlying | Underlying shares | Owned after | D/I |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Class A Warrants (right to buy)F3,F4,F2 | $6.00 | Aug 5, 2026 | A | 15,000,000 | A | — | Aug 5, 2036 | Class A Common Stock | 15,000,000 | 15,000,000 | I |
| Class B Warrants (right to buy)F3,F4,F2 | $2.00 | Aug 5, 2026 | A | 15,000,000 | A | — | Aug 5, 2036 | Class A Common Stock | 15,000,000 | 15,000,000 | I |
Explanation of responses
- F1These shares are held directly by Mat Ishbia and SFS Corp. has no interests in these shares.
- F2The Class A Warrants and the Class B Warrants are not exercisable until the Issuer obtains stockholder approval of the exercise of such Warrants pursuant to the rules of the New York Stock Exchange
- F3Pursuant to a Securities Purchase Agreement dated as of August 5, 2026, by and among the Issuer, certain funds or investment vehicles advised, managed by, or otherwise affiliated with Oaktree Capital Management, L.P.,, Mat Ishbia, SFS Holding Corp. and SFS Group Capital, LLC ("SFS Capital"), SFS Capital purchased 150,000 shares of Series A-1 Preferred Stock of the Issuer with an issue price of $1,000 per share, together with Class A Warrants and Class B Warrants, each to purchase 15,000,000 shares of the Company's Class A Common Stock, for an aggregate purchase price of $1,500,000.
- F4These securities are held directly by SFS Capital, and indirectly by Mat Ishbia. Mat Ishbia is the manager and beneficially owns 75% of the equity interests in SFS Capital. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Capital may be deemed to be a director by deputization.