SEC Form 4 · accession 0001437749-26-023984
Rhinebeck Bancorp, Inc. · RBKB
Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗
Reporting owner
James T. McCardle III
Officer — Chief Credit & Risk Officer
Period of report
Jul 21, 2026
Accepted (ET)
Jul 21, 2026 · 5:37 pm EDT
Rule 10b5-1 plan
box not checked
Issuer CIK
0001751783
Table I — non-derivative securities
| Security | Date | Code | Shares | Price | A/D | Owned after | D/I | Nature of ownership |
|---|---|---|---|---|---|---|---|---|
| Common StockF1 | Jul 21, 2026 | A | 2,500 | $10.00 | A | 16,279 | I | By 401(k) |
| Common StockF1,F2 | holding | — | — | — | 16,440 | D | ||
| Common StockF1 | holding | — | — | — | 5,178 | I | By ESOP |
Table II — derivative securities
| Security | Conv. / exercise price | Date | Code | Shares | A/D | Exercisable | Expires | Underlying | Underlying shares | Owned after | D/I |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock OptionsF1,F4,F3 | $4.70 | holding | — | — | — | Aug 25, 2021 | Aug 25, 2030 | Common Stock | 39,138 | 39,138 | D |
Explanation of responses
- F1Reflects a 1.3978 to 1.00 stock exchange ratio in connection with the Company's mutual to stock conversion.
- F2Shares of restricted stock vest at a rate of 33 1/3% per year commencing on May 26, 2027.
- F3Exercise price has been adjusted for the 1.3978 to 1.00 exchange ratio in connection with the Company's mutual to stock conversion.
- F4Stock options are fully vested.