SEC Form 4 · accession 0001437749-26-022122
Sound Financial Bancorp, Inc. · SFBC
Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗
Reporting owner
Laura Lee Stewart
Officer — President and CEO · Director
Period of report
Jun 30, 2026
Accepted (ET)
Jun 30, 2026 · 1:39 pm EDT
Rule 10b5-1 plan
yes — trade under a plan
Issuer CIK
0001541119
Table I — non-derivative securities
| Security | Date | Code | Shares | Price | A/D | Owned after | D/I | Nature of ownership |
|---|---|---|---|---|---|---|---|---|
| Common StockF3 | Jun 30, 2026 | S | 900 | $42.60 | D | 9,000 | I | By CRT |
| Common Stock | holding | — | — | — | 14,409 | I | By ESOP | |
| Common Stock | holding | — | — | — | 18,906 | I | By 401(k) | |
| Common Stock | holding | — | — | — | 49,602 | D |
Table II — derivative securities
| Security | Conv. / exercise price | Date | Code | Shares | A/D | Exercisable | Expires | Underlying | Underlying shares | Owned after | D/I |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Stock Option (Right to Buy)F1 | $33.50 | holding | — | — | — | — | Jan 25, 2029 | Common Stock | 250 | 250 | D |
| Stock Option (Right to Buy)F1 | $36.26 | holding | — | — | — | — | Jan 31, 2030 | Common Stock | 120 | 120 | D |
| Stock Option (Right to Buy)F1 | $32.46 | holding | — | — | — | — | Jan 27, 2031 | Common Stock | 300 | 300 | D |
| Stock Option (Right to Buy)F1 | $40.13 | holding | — | — | — | — | Jan 27, 2033 | Common Stock | 1,800 | 1,800 | D |
| Stock Option (Right to Buy)F2 | $39.89 | holding | — | — | — | — | Jan 26, 2034 | Common Stock | 259 | 259 | D |
Explanation of responses
- F1Options are fully exercisable.
- F2Options vest in three equal annual installments beginning on January 26, 2025.
- F3On December 10, 2025, the reporting person contributed 10,800 shares of Sound Financial Bancorp, Inc. common stock to the Stewart Charitable Remainder Trust ("CRT") for estate planning purposes, resulting in a change in form of beneficial ownership from direct to indirect. The reporting person is the sole lifetime beneficiary of the CRT and retains the right to receive distributions in accordance with the terms of the trust. An independent third-party trustee serves as the trustee of the CRT and holds sole voting and dispositive power over the shares held by the trust.
- F4These shares were sold by the trustee of the CRT, and not at the direction of the reporting person, pursuant to instructions contained in the trust agreement governing the CRT, in accordance with Rule 10b5-1(c) adopted on December 10, 2025. Following the reported transaction, the reporting person continues to hold a meaningful equity interest in the Company through remaining share ownership and outstanding equity awards.