SEC Form 4 · accession 0001321140-26-000008
BREAD FINANCIAL HOLDINGS, INC. · BFH
Statement of changes in beneficial ownership, as filed. Original on EDGAR ↗
Reporting owner
John C Gerspach
Director
Period of report
Jul 15, 2026
Accepted (ET)
Jul 17, 2026 · 11:35 am EDT
Rule 10b5-1 plan
box not checked
Issuer CIK
0001101215
Table I — non-derivative securities
| Security | Date | Code | Shares | Price | A/D | Owned after | D/I | Nature of ownership |
|---|---|---|---|---|---|---|---|---|
| Common StockF1,F2 | Jul 15, 2026 | A | 730 | — | A | 49,574 | D | |
| Common StockF3 | holding | — | — | — | 6,000 | I | By Gerspach 2020 GST Exempt Trust |
Table II — derivative securities
No Table II lines on this filing.
Explanation of responses
- F1The new grant is for 730 shares of common stock represented by restricted stock units, which will vest on July 15, 2027.
- F2The total amount of securities beneficially owned includes: (a) 22,235 unrestricted shares; (b) 5,981 unvested restricted stock units granted 6/22/20; (c) 2,241 unvested restricted stock units granted 6/15/21; (d) 431 unvested restricted stock units granted 9/15/21; (e) 474 unvested restricted stock units granted 12/15/21; (f) 538 unvested restricted stock units granted 3/15/22; (g) 2,650 unvested restricted stock units granted 6/15/22; (h) 934 unvested restricted stock units granted 7/15/22; (i) 969 unvested restricted stock units granted 10/17/22; (j) 912 unvested restricted stock units granted 1/17/23; (k) 1,038 unvested restricted stock units granted 4/17/23; (l) 4,932 unvested restricted stock units granted 6/15/23; (m) 1,186 unvested restricted stock units granted 7/17/23; (n) 1,033 unvested restricted stock units granted 10/16/23;
- F3The shares are held by the Gerspach 2020 GST Exempt Trust, for which the Reporting Person's spouse serves as trustee.
Remarks
Footnote 2, continued: (o) 670 unvested restricted stock units granted 10/15/25; (p) 499 unvested restricted stock units granted 01/15/26; (q) 483 unvested restricted stock units granted 04/15/26; (r) 1,638 unvested restricted stock units granted 06/15/26; and (s) the new grant for 730 restricted stock units.